When is the best time to create my LPA?

The blunt answer is before it’s too late. Dementia, coma and strokes are the most common reasons why people lose the capacity to make decisions for themselves. Once one of these has occurred, you are no longer deemed able to appoint an attorney. If this happens, no one might have authority to pay your bills, check your income and make crucial decisions about your medical treatment. Ultimately, the Court of Protection has to appoint a Deputy instead. This takes months and costs a great deal more than creating an LPA.